If you’re heading into the new year already feeling the pressure to “try harder,” spend less, or magically wake up motivated on January 1… take a breath. Because that’s not what actually changes your financial life.

There’s one thing ONE shift, that’s going to make the biggest difference for you in 2026:

Change what you focus on.

That’s it.
Not a stricter budget.
Not more willpower.
Not a longer list of resolutions you’ll resent by February.

Your brain will grow whatever you give the most attention to, stress, fear, chaos… or confidence, calm, and progress.
This is why people inside Roots see real transformation: they stop pushing themselves into change and build a vision that pulls them forward.

Let’s build yours.

Why a “Pull Vision” Changes Everything in the New Year

Most of us try to push our way into better money habits.
You know the drill:

• “I need to stop spending.”

• “I have to try harder.”

• “I can’t screw up this time.”

Pushing takes nonstop energy… and it burns out fast. That’s why New Year’s resolutions barely make it past week three.

A pull vision, though?
That’s the complete opposite.

It sounds like:

• “I want more breathing room.”

• “I want Sunday nights to feel peaceful again.”

• “I want more options, not more stress.”

Those goals don’t drain you. They guide you.

And when your choices align with who you want to become, good habits stop feeling like punishment and start feeling natural.

Build Your 2026 Vision in 2 Minutes

Grab your phone or a sticky note and answer these three questions:

1️⃣ What’s ONE thing you want your money to do for you next year?

(Think clarity, not vague goals.)

2️⃣ How do you want your life to feel next year?

(Not just your bank account. Think emotion.)

3️⃣ Who are you becoming in the process?

(This is identity, your future self drives your habits.)

This tiny exercise becomes your filter for every money decision you make.
Before you buy something in 2026, ask:

“Does this move me closer to the life I want, or further from it?”

That one question alone will save you stress, regret, and a whole lot of money.

Your December Challenge Before the Ball Drops

Pick ONE area of your financial life to focus on this month.
Not 10.
Not a whole resolution list.

Just one thing you’re willing to give consistent attention to.

Because when you shift your focus, you shift your results.

And yes, you’re absolutely capable of creating a calmer, more stable, more confident year.

Want to take your goals further?

Setting goals is critical if you want to succeed in any area of life. Whether it’s your health, finances, career, or relationships. Without clear goals, it’s easy to drift off course. This free guide will show you how to set powerful goals and create a clear path to achieving them.

Get Your Free Guide Today!