Practical tips to help guide you from financial stress to peace of mind!
Every Sunday Afternoon, you'll get actionable tips, stories and helpful information to help you take control of your personal finances and start winning with your money. Â
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Previous Issues of Simplify My Money
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Fear Forward: The Only Way to Build Confidence With Your Money
If working on your finances makes you feel uncomfortable, that’s not a sign something is wrong. It’s usually a sign something is changing.
Most people assume that if budgeting feels hard, if looking at debt feels overwhelming, or if tracking spending feels awkward, it must mean they’re just “bad...
Feb 22, 2026
budgeting
planning
saving
Turn Your Sinking Funds Into a Family Game (And Raise Money-Smart Kids While You’re At It)
Most parents think teaching kids about money has to be complicated.
It doesn’t.
Sometimes it’s as simple as a coloring sheet… and a dream trip to Paris.
Amber (Debt Free Dad podcast co-host) created a savings tracker for her 9-year-old granddaughter. Every time money goes into their Disney Paris...
Feb 15, 2026
plan
sinking fund
How Payday Loans Actually Work Against You
Payday lenders don’t make their money on people who borrow once.
They make money on people who:
Are already living paycheck to paycheck
Don’t have savings
Need cash right now
Here’s how the trap works:
You borrow $300You owe $345–$390 in two weeksYou can’t pay itSo you roll it over and p...
Feb 08, 2026
budgeting
loans
pay off debt
payday loan
February’s Money Reset: Why Making Spending Harder Actually Helps
February is the month where real money habits show up.
January is fueled by motivation.February is fueled by reality.
Life gets busy again. Bills hit. Schedules fill up. And suddenly, spending feels harder to control, even when you know what you should be doing.
If that’s where you’re at, take a...
Feb 01, 2026
The Side Hustle Shift: Why More Families Are Earning Extra on Purpose
If your budget feels tight right now, you are not imagining it.
Groceries cost more. Gas costs more. Life costs more.
That is why more families are turning to side hustles, not to get rich, but to get ahead.
And here is the key difference.These are not “quit your job and hustle 24/7” ideas.They ...
Jan 25, 2026
earn extra cash
savings ideas
side hustle
Make the Changes You Want by Saving Money (Starting This Week)
Most people don’t fail at change because they don’t want it badly enough.They fail because they don’t have cash flow to support it.
New job. Less stress. Travel. Leaving a situation that no longer fits.All of it gets easier when money isn’t constantly tight.
This isn’t about perfection. It’s abo...
Jan 18, 2026
save money
saving
Meal Planning That Won’t Break the Bank (Real Life Edition)
If your grocery bill feels higher every month, you’re not doing anything wrong.
Food prices are up.Kids are home more.Life is busy.And the easiest food options are usually the most expensive ones.
That’s why meal planning matters, not the Pinterest version, but the real-life, flexible, budget-fr...
Jan 11, 2026
budget
plan
review
Kickstart Your New Year Before January Even Starts
This week between Christmas and New Year’s is a weird one.
You’re still in holiday mode, but January is already tapping you on the shoulder asking,“So… what’s the plan?”
Good news: you don’t need a full financial overhaul right now.You just need a few small, intentional moves that set you up for...
Dec 28, 2025
budget
plan
review
Before the Holidays Get Loud, We Just Want to Say Thank You
Before the food, the gifts, the noise, and the chaos fully kick in, we wanted to take a moment to pause and simply say thank you.
Thank you for following along.Thank you for reading, listening, sharing, and showing up this year.And thank you for working on your finances, even when it feels uncom...
Dec 21, 2025
holidays
one step at a time
small wins
The One Thing That Blows Up Holiday Budgets (and How to Stop It This Week)
Every December, people think gifts are the reason their budget goes off the rails… but that’s almost never the real problem.
The thing that actually wrecks holiday budgets?
Surprise, unplanned spending.
Teacher gifts.Extra groceries.Last-minute outings.That quick Target run that wasn't quick and...
Dec 14, 2025
holiday spending
mindset
planning
saving
Your 2026 Money Reset Starts With ONE Shift (Not 20 Goals)
If you’re heading into the new year already feeling the pressure to “try harder,” spend less, or magically wake up motivated on January 1… take a breath. Because that’s not what actually changes your financial life.
There’s one thing ONE shift, that’s going to make the biggest difference for you...
Dec 08, 2025
goal setting
pull vision
take action
When Life Feels Out of Control, Don’t Try to Buy Your Way Out
Let’s get real for a second.
Have you ever had one of those weeks where everything feels like it’s slipping through your fingers?Bills stacking up.Unexpected expenses showing up like unwanted guests.Stress sitting on your chest like a 50-pound weight.
And right in the middle of that chaos… you f...
Nov 30, 2025
behavior changes
emotional spending
retail therapy