Practical tips to help guide you from financial stress to peace of mind!
Every Sunday Afternoon, you'll get actionable tips, stories and helpful information to help you take control of your personal finances and start winning with your money. Â
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Previous Issues of Simplify My Money
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6 Ways Gratitude Actually Changes Your Finances
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It’s Thanksgiving week for our U.S. readers, and I want to talk about something most people completely overlook when it comes to money.
Gratitude.
Not the cheesy “write three things in a journal” version.I’m talking about the kind of gratitude that rebuilds your mindset, slows your spending, a...
Nov 23, 2025
financial success
gratitude
personal finance
Why Saving Feels So Hard, And How To Finally Build a System That Sticks
Let’s talk about something almost everyone struggles with: saving money.
If you’ve ever said, “I’ll start saving when things calm down,” or “Once I make a little more, then I’ll save”, I’ve got some tough news. That “perfect moment” never magically appears. There’s always going to be something c...
Nov 16, 2025
emergency fund
saving
saving tips
7 Tips to Avoid the Thanksgiving Hangover
Thanksgiving is one of our favorite times of year. Family, food, football, and a few days to slow down.
But for a lot of families, it’s also when spending starts to spiral. Between travel, hosting, groceries, and “just one more thing” for the table, it’s easy to blow through hundreds of dollars ...
Nov 09, 2025
holiday planning
thanksgiving
The Truth About Getting Out of Debt
Here’s a truth that most of us don’t want to admit: paying off debt isn’t really a numbers game. Sure, you need the numbers, but the bigger fight happens in your habits, your mind, and your consistency.
If it were just about math, everyone with a calculator would be debt-free by now. But that’s ...
Nov 02, 2025
accountability
consistency
get out of debt
pay off debt
How to Stay Ahead When Everything Feels More Expensive
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If you’ve noticed your grocery bill creeping higher every week, you’re not imagining it. Prices are up, and for many families, it’s getting harder to make the paycheck stretch.
"I’ve been there. When we were buried in debt, every extra $10 at the store felt like a gut punch."
The good news? ...
Oct 26, 2025
budgeting tips
cost of living
inflation help
save money
The 7-Day Money Reset Challenge
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If you’ve been feeling off track with your money lately, you’re not alone.
We all go through seasons where the budget falls apart, the spending creeps up, and it feels like the numbers aren’t adding up anymore. Maybe you’ve been hit with unexpected bills, or maybe life has just been busy and m...
Oct 19, 2025
budgeting help
debt free journey
financial freedom
money reset
Cold Weather, Warm Wallet: Energy-Saving Tips That Actually Work
Fall’s here. The leaves are turning. And pretty soon, that crisp breeze will remind you that your heating bill is about to stalk you.
Before that happens, let’s get ahead of it. Here’s the thing: energy is just another budget category. And just like your groceries, cell phone, or car payment, yo...
Oct 12, 2025
energy efficiency for beginners
energy saving tips
fall budgeting
home energy audit
how to save on heating bills
lowering utility bills
Don’t Get Spooked by Debt: Staying Strong During Fall Spending
Pumpkin spice, cozy sweaters, and fall festivals. It’s a season that makes you want to say “yes” to everything. But if you’re not careful, fall spending can sneak up on you like a haunted house jump scare. Between back-to-school bills, Halloween costumes, Thanksgiving prep, and those early Black...
Oct 05, 2025
budget
fall
spending plan
Are You Tired of Living for the Next Paycheck?
What if we told you that your mortgage, car payments, and credit card bills could all be a thing of the past? It sounds like a dream, right? But what if it wasn't? This week, we're not just going to talk about the "what ifs." We're going to invite you to learn how to make a life without payments...
Jul 06, 2025
life without payments
workshop
The Secrets to a Debt-Free Degree
The idea of applying to scholarships can be overwhelming for students and parents alike. Many people have a range of misconceptions about how the scholarship process works, when to apply, where the money goes, and even if it will ever get easier. Luckily, there are answers to all of those concern...
Jun 29, 2025
college scholarships
debt free degree
student loans
Beyond the "Aww": The Real Cost of Pet Ownership
It's easy to get swept up in the cuteness and the joy that pets bring, but before you make that emotional leap, let's talk about something that often gets overlooked: the actual cost of bringing a furry friend into your life. We're here to help you understand the financial realities so you can m...
Jun 22, 2025
cost of pets
pet cost
pet ownership
The Debt Consolidation Trap
Debt consolidation can be a powerful tool when used correctly. The idea is straightforward: you take out a new, single loan to pay off multiple existing debts. This can simplify your finances by giving you just one monthly payment to manage, and potentially a lower interest rate, which could sav...
Jun 15, 2025
debt consolidation