Let’s talk about something almost everyone struggles with: saving money.
If you’ve ever said, “I’ll start saving when things calm down,” or “Once I make a little more, then I’ll save”, I’ve got some tough news. That “perfect moment” never magically appears. There’s always going to be something competing for your money.
Here’s the good news. You don’t need more money to start saving. You need the habit.
Why Most People Struggle to Save
When I started this journey, I hated saving. I thought it was boring. Spending was fun. Saving was… not.
And if you’re living paycheck to paycheck, saving feels impossible. A couple thousand dollars in a savings account can feel completely out of reach. But most people don’t struggle because they’re incapable. They struggle because no one ever showed them how to build the habit or create a system that works with real life.
The truth is simple. You’ll never “have enough left” to save if the plan is to save whatever scraps remain after spending. The math just doesn’t work.
Saving becomes possible when you flip the script and start paying yourself first.
What Changed for Us
A couple dollars here, five dollars there. And what happened? That tiny little habit grew into thousands saved.
Members in Roots often save their first thousand dollars in 30 days by doing something anyone can do. They got serious, sold a few things around the house, tightened the budget, and followed the plan.
None of this requirs big income. It required consistency.
Where Do You Find Money to Save?
Here are the places people always underestimate:
- Your grocery budget. A simple plan, a list, and not shopping hungry saves more than people think.
- Eating out. One month of bringing food from home can create hundreds in savings.
- Selling stuff. Most households have at least $200 to $500 of unused items sitting around.
- Subscriptions. You don’t need them all.
- Challenges. A 30-day no-takeout challenge, no-coffee challenge, or a fun gamified savings chart can create massive traction fast.
You don’t have to overhaul your entire life. You just need small consistent actions.
How to Make Saving Fun
Saving gets exciting when you can actually see the progress.
Use a savings chart. Draw a thermometer. Use stickers. Compete with your partner. Make a game out of not spending your “fun money.” Anything that turns a boring chore into momentum.
Gamifying your finances works because it gives your brain a win every time you make progress.
Start Small, Start Today
The most important part of saving isn’t the amount. It’s the repetition. You can build a solid financial foundation one small win at a time.
And if you’re sitting there thinking, “Okay, I want to start, but I don’t know how to find the money…”
I’ve got something for you.
Free Workshop: Find Your First $100
If you want to build savings, reduce stress, and finally break the paycheck-to-paycheck cycle, join my free workshop:
This workshop shows you exactly where to find money fast, without needing overtime, raises, or side gigs.
People walk away shocked at how much they can save once they know where to look.
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