Feeling Stuck, Stressed, and Tired of Financial Struggle?
Imagine waking up and starting your day without a single worry about debt and money.
(Yes, even you can create that kind of life!)
Does this sound like anything you're going through?
- Exhausted living paycheck-to-paycheck and just getting by month-after-month.
- Waking up in the middle of the night feeling stressed and anxious about debt and bills.
- Hopelessly looking for answers to your financial questions.
- Feeling insecure with little savings, or maybe no savings at all.
- Your Financial problems are overwhelming to you. You feel scared and maybe even embarrassed.
- You feel stuck. You want to improve your finances, but you're not sure where to start.
- Is money a touchy subject in your marriage or relationship that leads to fights and arguments?
- You feel like you make a good income, but it never seems like it's enough.
Â
If so, you're in the right place! We've helped thousands of people just like you put an end to their financial troubles!Â
When you use the Debt Free Dad Tools, Financial Stress Melts Away!
You probably already know that you need to budget, save more, and pay off debt. But, just understanding that doesn't improve your finances. It's time to implement the Debt Freedom Success path in your life!

1.Get Real About Where You’re At
Identify financial habits, debts, and spending patterns to create awareness of the problem and spark a mindset shift.

2. Make a Simple Plan That Actually Works
Eliminate financial clutter, create an actionable debt repayment and money-building plan, and focus on actions that create big results.

3. Take Action and Start Winning With Money
Take consistent action, track progress, and develop long-term habits that sustain financial freedom and build confidence for your future.
"I've been where most people are."
Hey, I'm Brad!
For years, I lived paycheck to paycheck — buried in debt, juggling payments, and constantly stressed about money.
After losing my home to foreclosure and my first marriage ending in 2012, I hit rock bottom — and I knew something had to change.
I made a decision: no more debt, no more chaos, no more stress.
Over the next few years, I paid off all my debt, rebuilt my life, and have now lived debt-free for over twelve years (outside of my mortgage).
Today, I help people who feel stuck and overwhelmed with money just like I did.
I teach a simple, proven process to build a healthier financial mindset, save real money, and finally break free from debt — so you can take back your life and do more of what you love.
If you're ready to stop surviving and start winning, you're in the right place.


Tammy Jahnke
I felt embarrassed even to admit that I had a problem. I had been trying to find a "live" person for several years to help me. I love the accountability that I have and require in Roots to help me succeed. I needed to do this for our family so we could finally have financial freedom. Roots is the best amount of money that I ever invested!

Christina Tsutsui
Brad helped me believe that I was capable of more than I ever thought possible when it came to my financial future. With simple steps and the right accountability, I'm now able to live the life of my dreams and see them unfold before me. It's easy to do but hard work.

Patrice Johnson
As my financial coach, Brad has helped me design and execute a comprehensive financial plan for my life that accelerates my retirement plans while removing my dependency on debt and debt products.
Â
Â
Subscribe to Our Newsletter

Every Sunday Afternoon, you'll get actionable tips, stories and helpful information to help you take control of you personal finances and start winning with your money. Â
Here are some other ways I can help you get started...

If you find yourself behind on bills, I want to give you some steps that will help you take control of your situation and get back on track! These steps have helped people save and pay off millions of dollars. You can do this too!
Get Your Free Guide
Put an End to Being Broke in 2025! Join This FREE On Demand Workshop to:
Budget Better, Spend Smarter, and Crush Financial Stress!
Sign Up for This Free Workshop
Join 3,000+ others that have enrolled in our flagship membership program. Roots of Personal Finance is for people who are overwhelmed by managing their finances and want a simple, supportive system to gain control.
Learn More About Roots