Practical tips to help guide you from financial stress to peace of mind!
Every Sunday Afternoon, you'll get actionable tips, stories and helpful information to help you take control of your personal finances and start winning with your money. Â
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Previous Issues of Simplify My Money
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Stop Waiting for Financial Luck
St. Patrick’s Day is right around the corner.
This time of year we hear a lot about luck. Four-leaf clovers, pots of gold, and the idea that maybe your lucky break is just around the corner.
And when it comes to money, a lot of people are quietly hoping for exactly that.
Maybe it's winning the l...
Mar 15, 2026
plan
sinking fund
The Pink Tax, The Hidden Money Load, and What It Means for Your Budget
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Today is International Women’s Day, a day that celebrates the progress women have made while also recognizing that in many areas, the gap between men and women still exists.
...
Mar 08, 2026
budgeting
international womens day
planning
saving
Budget Breakdown 101: A Smarter Way to Take Control of Your Money
If your money feels scattered, inconsistent, or gone before the month is over, the problem usually isn’t income.
It’s structure.
A strong budget is not restrictive. It’s strategic. When you break your budget into smaller, manageable pieces, you create clarity. And clarity leads to control.
Here’...
Mar 01, 2026
budgeting
planning
saving
Fear Forward: The Only Way to Build Confidence With Your Money
If working on your finances makes you feel uncomfortable, that’s not a sign something is wrong. It’s usually a sign something is changing.
Most people assume that if budgeting feels hard, if looking at debt feels overwhelming, or if tracking spending feels awkward, it must mean they’re just “bad...
Feb 22, 2026
budgeting
planning
saving
Turn Your Sinking Funds Into a Family Game (And Raise Money-Smart Kids While You’re At It)
Most parents think teaching kids about money has to be complicated.
It doesn’t.
Sometimes it’s as simple as a coloring sheet… and a dream trip to Paris.
Amber (Debt Free Dad podcast co-host) created a savings tracker for her 9-year-old granddaughter. Every time money goes into their Disney Paris...
Feb 15, 2026
plan
sinking fund
How Payday Loans Actually Work Against You
Payday lenders don’t make their money on people who borrow once.
They make money on people who:
Are already living paycheck to paycheck
Don’t have savings
Need cash right now
Here’s how the trap works:
You borrow $300You owe $345–$390 in two weeksYou can’t pay itSo you roll it over and p...
Feb 08, 2026
budgeting
loans
pay off debt
payday loan
February’s Money Reset: Why Making Spending Harder Actually Helps
February is the month where real money habits show up.
January is fueled by motivation.February is fueled by reality.
Life gets busy again. Bills hit. Schedules fill up. And suddenly, spending feels harder to control, even when you know what you should be doing.
If that’s where you’re at, take a...
Feb 01, 2026
The Side Hustle Shift: Why More Families Are Earning Extra on Purpose
If your budget feels tight right now, you are not imagining it.
Groceries cost more. Gas costs more. Life costs more.
That is why more families are turning to side hustles, not to get rich, but to get ahead.
And here is the key difference.These are not “quit your job and hustle 24/7” ideas.They ...
Jan 25, 2026
earn extra cash
savings ideas
side hustle
Make the Changes You Want by Saving Money (Starting This Week)
Most people don’t fail at change because they don’t want it badly enough.They fail because they don’t have cash flow to support it.
New job. Less stress. Travel. Leaving a situation that no longer fits.All of it gets easier when money isn’t constantly tight.
This isn’t about perfection. It’s abo...
Jan 18, 2026
save money
saving
Meal Planning That Won’t Break the Bank (Real Life Edition)
If your grocery bill feels higher every month, you’re not doing anything wrong.
Food prices are up.Kids are home more.Life is busy.And the easiest food options are usually the most expensive ones.
That’s why meal planning matters, not the Pinterest version, but the real-life, flexible, budget-fr...
Jan 11, 2026
budget
plan
review
Kickstart Your New Year Before January Even Starts
This week between Christmas and New Year’s is a weird one.
You’re still in holiday mode, but January is already tapping you on the shoulder asking,“So… what’s the plan?”
Good news: you don’t need a full financial overhaul right now.You just need a few small, intentional moves that set you up for...
Dec 28, 2025
budget
plan
review
Before the Holidays Get Loud, We Just Want to Say Thank You
Before the food, the gifts, the noise, and the chaos fully kick in, we wanted to take a moment to pause and simply say thank you.
Thank you for following along.Thank you for reading, listening, sharing, and showing up this year.And thank you for working on your finances, even when it feels uncom...
Dec 21, 2025
holidays
one step at a time
small wins